Baby steps 1-6 are all about getting your financial house in order, paying off debt, and then planning for the future. Step 7 looks at what Dave Ramsey likes to call the "Great Misunderstanding". The misunderstanding, in Ramsey's eyes, is the mistaken belief that many people hold that the way to have more, is to hold on tightly to what they have. In reality, it doesn't work that way, generous people tend to be more prosperous. The reason? Giving to others makes you less selfish, and less selfish people have more of a tendency to do better in both relationships and in wealth building.
He gives an example to think about the concept – if you take your money, and close your fist around it, you have that money and it's not going to get away. On the other hand, you can't receive more money in your hand either, it's closed up tight. When you freely give with an open hand, however, your hand is already open and is ready to receive blessings as well as give.
The idea of holding money with an open hand might seem to violate common sense. We feel that if we don't hold on tightly to our money and our relationships, they will lip away. I'm not saying literally hold your money with an open hand – it represents our attitude toward money. When you give, you open yourself up. You allow the dollars to leave and the freedom to enter.
Giving works because it is in your personal blueprint to be a giver, and you unleash good things in your life that you will never see until you learn the art of unselfish giving. Giving lifts us out of ourselves; we take our eyes off our rights, our problems, and our stuff. The new view gives us renewed vision and hope. Giving is powerful. – Dave Ramsey
So once you've reached the point where you have all your debts paid, and you're blessed enough to be building surplus wealth, do yourself a favor, and start giving to others. You'll be surprised at how freeing and wonderful it can be! Not only will you be giving blessings to others, but you'll be receiving blessings in return (and not always in a monetary sense).
There are men who gain from their wealth only the fear of losing it. –
Antoine Riverolli
Surplus wealth is a sacred trust to be managed for the good of others. –
Andrew Carnegie
When you talk about giving, there are a lot of good reasons why we should do it.
Here are a few:
* As a Christian, I believe that everything is God's, and as a result, we
are only stewards of everything we have. Psalm 24:1 says "The earth is the
Lord's, and the fullness thereof". We need to be good managers of what we've
been given, using it for the good of others. The fact that that the money is
someone else's (God) make's it easier to give away too, doesn't it?
* Giving makes us less selfish people. Giving makes us more Christ-like.
* We are designed in God's image, and because of that we are happiest when we are serving and giving. Ever notice how fulfilling it is to serve others?
* Giving can be praise and worship in which we show our gratitude to God for everything he has given us.
When you're giving, you don't always have to wait until your financially secure because giving doesn't have to be related to money. There are a lot of ways you can give of yourself and your time that are just as valuable. Here are some ways that you can give, both with money, and without!
* Help a single mother buy groceries or pay a couple of bills.
* Volunteer time at your church serving others.
* Give an extra large tip to a waiter or waitress.
* Spend time with people at a local nursing home, talking and listening to them, playing music for them or just playing games with them.
* Pay for someone's meal behind you in line at the fast food restaurant.
* Serve meals at a local food shelf, and eat with them when you're done serving.
* Give to a local charity.
Those are just a few ways you can help. Your own giving is only limited by your creativity. So get started!
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